Tuesday, June 18, 2019 / by Nicole Solari
WHY IS SO MUCH PAPERWORK REQUIRED TO GET A MORTGAGE?
When buying a home today, why is there so much paperwork mandated by the lenders for a mortgage loan application? It seems like they need to know everything about you. Furthermore, it requires three separate sources to validate each and every entry on the application form. Many buyers are being told by friends and family that the process was a hundred times easier when they bought their home ten to twenty years ago.
There are two very good reasons that the loan process is much more onerous on today’s buyer than perhaps any other time in history.
1. The government has set new guidelines that now demand that the bank proves beyond any doubt that you are indeed capable of paying the mortgage.
During the run-up to the housing crisis, many people ‘qualified’ for mortgages that they could never pay back. This led to millions of families losing their home. The gove ...
Thursday, June 13, 2019 / by Nicole Solari
16 Times Homeowners Got Overly Creative With Their Garage Doors
Ever get tired of those cookie-cutter garages with blank doors? Boring! Check out these examples of amazing garage doors that will definitely make those that pass by to a double take! Some of these are pretty mind-bending.
1. John Scarratt turned this into a brilliant ad as a catchy piece of art. I suppose the wall needed better coding.
Savefrom faildesk.net9Andrew BakerTech Fails
2. Have that rare car you want to protect? Do you just want to feel more like a secret agent?
McMills Construction and Beausoleil Architects created this hidden garage to maximize rent for a tenant as well as avoid penalties from city coding. The reasoning may have been a bit dastardly, but the results are quite cool.
SaveOddee58Heather GrantFunny Garage Doors!
3. This is a 3D garage sticker. And an accident waiting to happen.
Savejoilieder.tumblr.com8Overhead Door Company of GreenvilleUnique Garage Doors
4. Y ...
Wednesday, May 29, 2019 / by Nicole Solari
Friday, May 24, 2019 / by Nicole Solari
Everything You Need to Know About Moving to Napa
Whether it’s the natural beauty of the valleys, or you just want to be closer to Sandra Bullock, moving to Napa is really a great choice.
The City of Napa is simply one of the most stunning places in California, and right at the heat of the Napa Valley wine region. It’s a perfect destination for a permanent relocation or purchasing a vacation home, particularly if you want to embark on hiking trails or live close to lovely parks.
But moving anywhere in this county requires quite a bit of preparation, particularly if at the moment you’re miles away from Napa or even California. Luckily for you, we’re presenting everything you need to know about moving to Napa!
A quick Google search for Napa results in countless breathtaking photos, which are enough to make anyone want to move here. However, it is a big life decision, and you should know a few thin ...
Tuesday, May 21, 2019 / by Nicole Solari
8 Mistakes First-Time Home Sellers Make & How to Avoid Them
Plenty of home sellers consider their places to be coveted properties that others would be lucky to own. But, that hubris can often lead to trouble when it comes to actually landing an offer and closing a sale.
First-time sellers in particular exhibit some self-sabotaging behaviors that can trip them up on the way getting the deal done. The following are the most common mistakes they make and how to avoid them.
1. Thinking they can go it alone
Selling a home is not for the faint of heart, nor is it an easy DIY project. First-time home sellers quickly realize marketing and showing their property is a full-time job. Unless they’re experts in real estate contracts, appraisals, inspections, and other documentation, they can end up make costly errors. Fortunately, this is an easy one to fix: Hire a licensed agent.
2. Wanting to price it too high
Homeowners may th ...