Solano County | Solari Group Blog

Tuesday, June 18, 2019   /   by Nicole Solari

Why Is So Much Paperwork Required To Get A Mortgage?

WHY IS SO MUCH PAPERWORK REQUIRED TO GET A MORTGAGE?









When buying a home today, why is there so much paperwork mandated by the lenders for a mortgage loan application? It seems like they need to know everything about you. Furthermore, it requires three separate sources to validate each and every entry on the application form. Many buyers are being told by friends and family that the process was a hundred times easier when they bought their home ten to twenty years ago.


There are two very good reasons that the loan process is much more onerous on today’s buyer than perhaps any other time in history.


1. The government has set new guidelines that now demand that the bank proves beyond any doubt that you are indeed capable of paying the mortgage.


During the run-up to the housing crisis, many people ‘qualified’ for mortgages that they could never pay back. This led to millions of families losing their home. The gove ...

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  real estate, home ownership, homes for sale, finances, napa valley, solano county, mortgage, first time home buyers

Wednesday, June 5, 2019   /   by Nicole Solari

Multigenerational Homes Are On The Rise

Multigenerational Homes Are On The Rise





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As loved ones start to get older, we start to wonder: how long will they be able to live alone?  Will they need someone there to help them with daily life? There’s a reason to ask those questions now more than ever, as the average life expectancy in the U.S. is 78 years old!  As a result, 41% of Americans in the market are searching for a home that can accommodate a multigenerational family.
The graph below shows the number of people by generation that purchased a multigenerational home because they will either be taking care of an aging parent or they just want to spend time together.
Of those buyers, 26% indicated they will be taking care of an aging parent, and 14% said they want to spend time with an aging parent. These numbers do not come as a surprise. According to Pew Research Center, 64 million Americans (20% of the population) lived in a multigener ...

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  real estate, home ownership, homebuyers, buying, first time home buyer, moving, napa valley, solano county, family homes, multigenerational

Tuesday, May 21, 2019   /   by Nicole Solari

8 Mistakes First-Time Home Sellers Make & How to Avoid Them?

8 Mistakes First-Time Home Sellers Make & How to Avoid Them




Plenty of home sellers consider their places to be coveted properties that others would be lucky to own. But, that hubris can often lead to trouble when it comes to actually landing an offer and closing a sale.


First-time sellers in particular exhibit some self-sabotaging behaviors that can trip them up on the way getting the deal done. The following are the most common mistakes they make and how to avoid them.

1. Thinking they can go it alone



via GIPHY

Selling a home is not for the faint of heart, nor is it an easy DIY project. First-time home sellers quickly realize marketing and showing their property is a full-time job. Unless they’re experts in real estate contracts, appraisals, inspections, and other documentation, they can end up make costly errors. Fortunately, this is an easy one to fix: Hire a licensed agent.

2. Wanting to price it too high



via GIPHY

Homeowners may th ...

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  real estate, homes for sale, real estate agent, selling, napa valley, solano county, the solari group, selling tips

Wednesday, May 15, 2019   /   by Nicole Solari

What to Repair Before You List

What to Repair Before You List





When you’re getting ready to list your home, it’s of the upmost importance to ensure you are showing it in the best light. Taking time to highlight its strengths and fix up some of its possible weaknesses can make a big difference in how fast it sells. Here are our top five recommended repairs to make before selling your home.


Repaint walls.


Giving your home a fresh coat of paint is one of the most cost-effective ways to spruce it up, and generally, it can be a do-it-yourself project. Make sure to cover any walls with scratches and chips and consider updating any accent walls with a more neutral coat.


Repair floors.


Hardwood floors are a very desirable feature in a home, so you want to ensure they look their best by fixing scratches or dull areas. If your carpet is worn or stained, consider replacing them. And don’t forget the tile in your kitchen or bathrooms. Re-grouting can go a long way in making ding ...

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  real estate, home ownership, homes for sale, selling, upgrades, repairs, napa valley, solano county, for sale, the solari group, selling tips, home seller, home sales, home selling

The Solari Group
Nicole Solari
DRE# 02014153

Solano Location
4820 Business Center Drive, Ste 140
Fairfield, CA 94534
707-486-5400

Napa Location
1700 2nd Street Suite 222
Napa, CA 94559
707-819-9119

IDX Content is provided via the Internet for consumers’ personal, non-commercial use. Variable Price’ indicates the seller is willing to entertain offers within a Listing Price Range. All measurements and all calculations of area are approximate. Information provided by Seller/Other sources, not verified by Broker. All interested persons should independently verify accuracy of information. Provided properties may or may not be listed by the office/agent presenting the information. IDX provided by Commissions Inc. Data last updated:June 25, 2019